The short answer
On 3 November 2026, 24-carat gold is ₹1,20,761 per 10 grams and 22-carat gold is ₹1,10,698 per 10 grams in India. That is ▲₹2,242 and ▲₹2,055 higher than on 1 November 2026, a move of about 1.89%. 18-carat gold is ₹90,571 per 10 grams.
City rates for 24K today range from Bangalore at ₹1,30,581 to Delhi at ₹1,30,830 per 10 grams. Shop prices will be higher than these metal-only rates once making charges and GST are added.
Shop rates for 22K on the same morning range from Chandukaka Saraf at ₹12,799 to ₹12,912 per gram, before making charges and GST.
What matters today
- Gold rose ▲₹2,242 per 10g from yesterday, a change of about 1.89%.
- The 10-day range is ₹7,900 per 10g, and today's 24K rate sits 28% through that range.
- Making charges change your final bill more than the gold rate does. A 25% making charge on 10g of 22K adds roughly ₹27,674 before GST.
- Delhi has the highest 24K city rate today at ₹1,30,830; Bangalore is the lowest at ₹1,30,581.
Today's updates
We update this report twice a day. Newest entry first.
Benchmark rates published for the day. 24K rose to ₹1,20,761 per 10g, ▲₹2,242 (1.89%).
City rates updated for Mumbai, Delhi, Bangalore, Chennai, Kolkata, Hyderabad and Ahmedabad. Delhi leads 24K at ₹1,30,830 per 10g.
Previous close: 24K at ₹1,18,519, 22K at ₹1,08,643 and 18K at ₹88,889 per 10 grams.
What are today's national gold benchmark rates?
Metal value only, per 10 grams, as of 00:30 IST on 3 November 2026.
| Purity | Today | Yesterday | Change | % |
|---|---|---|---|---|
| 24K (999) | ₹1,20,761 | ₹1,18,519 | +₹2,242 | +1.89% |
| 22K (916) | ₹1,10,698 | ₹1,08,643 | +₹2,055 | +1.89% |
| 18K (750) | ₹90,571 | ₹88,889 | +₹1,682 | +1.89% |
Per gram: 24K ₹12,076 · 22K ₹11,070 · 18K ₹9,057. City rates and jeweller rates will differ; see below.
Jeweller rates: Chandukaka Saraf and CaratLane
Rates taken from each jeweller's own website on 3 November 2026. Gold rates only, before making charges, wastage and GST.
| Jeweller | 24K /g | 22K /g | 18K /g | 22K per 10g | Updated |
|---|---|---|---|---|---|
| Chandukaka Saraf Maharashtra | ₹13,830 | ₹12,799 | ₹10,574 | ₹1,27,990 | 2026-11-02 06:58:03 |
| CaratLane Mumbai | — | ₹12,912 | — | ₹1,29,120 | Today |
Sources: Chandukaka Saraf, CaratLane. A dash means the jeweller does not list that purity. CaratLane's rate is a Mumbai shop price, which is why it is higher than the other rates.
How jeweller rates moved today
Jewellers change their rates slowly instead of following the bullion market minute by minute. That is why shop rates take time to catch up with the benchmark, whether prices go up or down. The lowest listed 22K rate is Chandukaka Saraf at ₹12,799 per gram, and the highest is ₹12,912 per gram.
Why the jeweller rate is higher than the benchmark
A benchmark rate is the value of the metal alone. A jeweller's rate is a shop price, so it also includes import duty, state taxes, refining, transport, insurance and the shop's own profit. On top of that you still pay making charges, usually 8% to 28% of the gold value, plus 3% GST on the gold and 5% GST on the making charges.
What are the gold rates in different Indian cities today?
Local rates for 10 grams, 3 November 2026. City rates come from local bullion associations, so they are different from the national benchmark above.
| City | 24K | 22K | 24K change |
|---|---|---|---|
| Ahmedabad | ₹1,30,664 | ₹1,19,781 | +2,426 |
| Bangalore | ₹1,30,581 | ₹1,19,698 | +2,424 |
| Chennai | ₹1,30,581 | ₹1,19,698 | +2,424 |
| Delhi | ₹1,30,830 | ₹1,19,947 | +2,429 |
| Hyderabad | ₹1,30,581 | ₹1,19,698 | +2,424 |
| Kolkata | ₹1,30,581 | ₹1,19,698 | +2,424 |
| Mumbai | ₹1,30,581 | ₹1,19,698 | +2,424 |
Delhi has the highest 24K rate today at ₹1,30,830. Bangalore is the lowest at ₹1,30,581.
Why did gold prices rise today, and what's the market sentiment?
Gold rose as the US dollar weakened and safe-haven demand stayed firm. A softer dollar makes gold cheaper for buyers using other currencies, which usually lifts demand.
Gold is 28% of the way through its 10-day range. A move above ₹1,26,420 would set a new 10-day high; a break below ₹1,18,519 would set a new low.
How have gold prices moved over the last 10 days?
| Purity | High | Low | Range |
|---|---|---|---|
| 24K | ₹1,26,420 | ₹1,18,519 | ₹7,900 |
| 22K | ₹1,15,885 | ₹1,08,643 | ₹7,242 |
| 18K | ₹94,815 | ₹88,889 | ₹5,925 |
What is the current gold rate in Mumbai?
In Mumbai, India's main bullion trading centre, 24K gold is ₹1,30,581 per 10 grams, up ₹2,424.49 today. City rates already include each city's local premium over the national benchmark.
| Purity | Per 10g | Per gram |
|---|---|---|
| 24K | ₹1,30,581 | ₹13,058 |
| 22K | ₹1,19,698 | ₹11,970 |
| 18K | ₹97,932 | ₹9,793 |
A city reference rate and a jeweller's shop price are two different things. A jeweller's rate also includes import duty, local taxes, refining, transport and profit, plus making charges and GST on top.
Frequently asked questions
What is the gold rate today, 3 November 2026?
24-carat gold is ₹1,20,761 per 10 grams and 22-carat gold is ₹1,10,698 per 10 grams on the national benchmark. That is ▲₹2,242 (1.89%) from 1 November 2026. 18-carat gold is ₹90,571 per 10 grams.
Which city has the highest gold rate today?
Delhi has the highest 24K rate today at ₹1,30,830 per 10 grams, while Bangalore has the lowest at ₹1,30,581. A city rate is a metal reference; what you pay in a shop will be higher after making charges and GST.
Why did gold prices rise today?
Gold rose as the US dollar weakened and safe-haven demand stayed firm. A softer dollar makes gold cheaper for buyers using other currencies, which usually lifts demand.
How do I calculate the final price of gold jewellery?
Multiply today's per-gram rate for your purity by the net gold weight, add the making charge (usually 8% to 28% of the gold value), then add 3% GST on the gold value and 5% GST on the making charges.
Which jeweller has the lowest gold rate today?
Chandukaka Saraf lists the lowest 22K rate at ₹12,799 per gram, while the highest is ₹12,912 per gram. But the gold rate is only part of the cost. A jeweller with a lower rate and a higher making charge can still cost you more overall.
Is 916 gold the same as 22 carat?
Yes. The 916 hallmark means 91.6 grams of pure gold in every 100 grams of the mix, which is 22 carat. 24 carat is 99.9% pure and is used for coins and bars instead of jewellery.
